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Soso Loan Comparison Service in Sri Lanka

Review Soso.lk in Sri Lanka: how the comparison service works, published amount and APR range, requirements, representative example and alternative providers.

Information checked 14 August 2026
Soso logo
4.2The rating is determined by the Loan24 editorial team based on publicly available parameters: loan amount, term, interest rate, annual percentage rate, first-loan offer, application speed and ease of use.
AmountRs. 5,000–200,000
Term3–12 months
Rate / APRUp to 365%
Age20–60 years
AvailabilityNationwide
IncomeStable income
ApplicationOnline / mobile app
DocumentsNIC + mobile phone + bank details
Apply NowOfficial website

About Soso

Soso is an online loan comparison service for users in Sri Lanka. It does not issue loans itself; instead, users submit an enquiry, receive loan offers from third-party online lenders and compare available options before choosing a provider.

The service is available online 24/7 across Sri Lanka and can be accessed from different devices. Applicants generally need valid identity and contact details, an email address, mobile phone number and bank account, while the selected online lender determines final eligibility and loan terms.

After a user chooses an offer, the loan agreement, approval, disbursement and repayment are handled by the selected online lender. Soso explains that repayment may be available through online bank transfer, the provider’s website or account, a mobile application or a bank branch, depending on the final provider.

Requirements and documents

  • Age 20–60 years for Loan24 comparison; the selected online lender sets final eligibility.
  • Sri Lankan citizenship or residence.
  • Valid NIC and identity verification.
  • Active mobile phone and email address.
  • Active bank account for receiving approved funds.
  • Stable income or ability to repay may be assessed by the selected online lender.

How to apply

  1. Choose the amount and submit the initial online enquiry through Soso.
  2. Provide the requested personal and contact information so the service can match available offers.
  3. Review the online lender offers presented through the service and choose a suitable option.
  4. Complete the selected provider’s final application and verification; if approved, review the agreement before accepting it.

Example calculation

Example based on published information

Soso publishes a representative example of Rs. 50,000 for 6 months, with a monthly payment of Rs. 8,948, total repayment of Rs. 53,688 and APR of 15%. The site also states a maximum APR of 365%; the selected online lender’s actual offer may differ.

Repayment, extension and late payment

  • Soso says repayment is made to the selected lender, not to Soso.
  • Published options include internet-bank transfer, lender website/personal account, mobile app such as iPay, or a bank/lender branch depending on the lender.
  • If repayment is difficult, Soso advises contacting the lender to discuss available options.

Key features

Soso brings current loan offers from multiple Sri Lankan online lenders into one comparison flow instead of requiring users to search each site separately.
The service is available online 24/7 and also promotes Android and iOS app access for users who prefer a mobile experience.
Users can compare offers received through the service before deciding which online lender and terms they want to continue with.
Soso states that no guarantor or collateral is required for the offers it presents, although the selected provider’s final requirements still apply.

Things to consider

Soso is a comparison service rather than the lender, so the selected online lender controls approval, the final price and the repayment agreement.
Soso publishes a representative APR example of 15% and a maximum APR of 365%; the rate in the provider offer you receive may be different.
Repayment dates, extension options and late-payment penalties are set by the selected online lender, so review those conditions before accepting an offer.

Company and contact information

ServiceSoso.lk
RoleLoan comparison / intermediary
Operator informationLLC “Schaefer” is referenced in Soso data-processing information
AddressLiela 9, Saldus, LV-3801, Latvia
Emailinfo@soso.lk
Sri Lanka serviceOnline
Official websiteVisit official website
QUESTIONS & ANSWERS

Frequently asked questions about Soso

No. Soso explicitly states that it does not issue loans and is not a lender. It provides loan-offer information and connects users with third-party lenders.
The current Soso site allows users to request amounts from Rs. 5,000 up to Rs. 200,000.
Soso publishes loan terms from 3 to 12 months and a maximum APR of 365%. The actual lender offer can be lower or different.
Its FAQ lists adult Sri Lankan citizenship, valid NIC details, email, mobile phone and a bank account.
The selected third-party lender decides eligibility, approval, final terms and disbursement. Soso and Loan24 do not make that decision.
Note: Loan terms and provider information may change. Always rely on the final agreement presented by the online lender before accepting a loan.
COMPARE ALTERNATIVES

Other loan offers in Sri Lanka

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Responsible borrowing: Borrow only what you can afford to repay. Check the final amount, fees, APR or other pricing, repayment dates and late-payment consequences in the agreement before accepting any loan.

Important information

Loan24.lk is a loan comparison and advertising referral website. We are not a lender and do not issue loans, make credit decisions or collect repayments.

We may receive compensation from some lenders or commercial partners, which may affect how and where offers are displayed. We do not compare every lender or loan available in Sri Lanka.

Rates, fees, eligibility requirements and other terms may change. Always verify the latest terms directly with the lender before applying. Loan approval is not guaranteed.