CashX Online Loan in Sri Lanka

Review CashX Sri Lanka: published amount and term, requirements, repayment methods, company details, application steps and alternatives on Loan24.lk.

Information checked 14 August 2026
CashX logo
4.7The rating is determined by the Loan24 editorial team based on publicly available parameters: loan amount, term, interest rate, annual percentage rate, first-loan offer, application speed and ease of use.
AmountRs. 5,000–249,000
Term3–12 months
Rate / APRUp to 365%
Age18–60 years
AvailabilityNationwide
IncomeStable income
ApplicationOnline / mobile app
DocumentsNIC + mobile phone + bank details

About CashX

CashX is an online loan service in Sri Lanka operated by A V Business Solutions (Private) Limited. It provides a digital application process through its website and mobile app, allowing users to register, submit personal and employment details and manage loan activity without visiting a physical branch.

CashX is designed for applicants with valid identity details, a personal phone number, bank account information and a steady source of income. The service is available nationwide, while the final approved amount, repayment period and pricing depend on the applicant’s eligibility assessment and the terms presented before acceptance.

Customers can repay through internet bank transfer and supported bank channels, while the CashX mobile app provides access to repayment information and account services. Current repayment instructions, charges and due dates should be checked in the customer account before making a payment.

Requirements and documents

  • Age 18–60 years.
  • Sri Lankan citizenship or residence with a residential address in Sri Lanka.
  • Valid NIC and identity verification.
  • Active mobile phone registered to the applicant and current contact details.
  • Active bank account for receiving approved funds.
  • Employment or a steady source of income.

How to apply

  1. Choose the loan amount and review the available terms on CashX.
  2. Complete the online application and provide the requested personal and contact information.
  3. Complete identity and phone verification and provide NIC and bank-account details.
  4. Wait for the provider’s decision; if approved, review and sign the final agreement before accepting the loan.

Example calculation

Example based on published information

CashX currently publishes pricing of up to 2.2% per day and states that the full repayment amount is shown in its loan calculator before an application is accepted. For example, at a simple 2.2% daily rate, Rs. 10,000 used for 30 days would equal Rs. 6,600 in calculated charges and Rs. 16,600 total before any other applicable amounts; confirm the live CashX calculator before applying.

Repayment, extension and late payment

  • CashX publishes bank/money-transfer repayment options.
  • Pay & Go kiosks are available island-wide.
  • CashX also links to the Pay & Go website for online repayment.
  • Use the latest account/payment instructions and reference details when making a payment.

Key features

CashX operates as a direct online lender and lets eligible users complete the application process without visiting a physical branch.
The CashX mobile app provides access to applications and account functions from a smartphone.
The service supports several repayment channels, and its FAQ describes a 30-day extension option subject to the applicable service charge.
CashX states that approved funds are transferred to a bank account and provides customer support seven days a week.

Things to consider

CashX publishes daily pricing and representative annual-rate information, so compare the total repayment amount in the live calculator rather than the daily percentage alone.
A 30-day extension requires an additional service charge, and if the loan is already late, a delay fee may also apply.
Fast approval or transfer times are service targets rather than guarantees; the final decision and actual bank-crediting time can vary.

Company and contact information

Legal entityA V Business Solutions (Private) Limited
Company No.PV00211145
AddressNo. 47, Alexandra Place, Colombo 00700
Phone+94 11 7474 111
Emailinfo@cashx.lk
Hours8:30am–5:30pm, seven days a week
Official websiteVisit official website
QUESTIONS & ANSWERS

Frequently asked questions about CashX

The current CashX homepage shows a range from Rs. 5,000 to Rs. 249,000. The approved amount can differ after assessment.
The current main page shows 5 to 30 days. Check the live calculator because product pages and promotions can change.
CashX publishes NIC/identity verification, mobile-phone information and bank/personal information as part of its application process.
CashX publishes bank/money-transfer methods and Pay & Go kiosks/online Pay & Go options. Check your current payment instructions before paying.
No. Loan24 compares offer information. CashX/A V Business Solutions and its lending process determine the final application outcome and agreement.
Note: Loan terms and provider information may change. Always rely on the final agreement presented by the online lender before accepting a loan.
COMPARE ALTERNATIVES

Other loan offers in Sri Lanka

Review other providers before choosing an offer.

View all online lenders
Responsible borrowing: Borrow only what you can afford to repay. Check the final amount, fees, APR or other pricing, repayment dates and late-payment consequences in the agreement before accepting any loan.

Important information

Loan24.lk is a loan comparison and advertising referral website. We are not a lender and do not issue loans, make credit decisions or collect repayments.

We may receive compensation from some lenders or commercial partners, which may affect how and where offers are displayed. We do not compare every lender or loan available in Sri Lanka.

Rates, fees, eligibility requirements and other terms may change. Always verify the latest terms directly with the lender before applying. Loan approval is not guaranteed.