සිංහලCompare offers
Home / Offers / LoanPlus

LoanPlus Online Loan in Sri Lanka

Review LoanPlus Sri Lanka: eligibility, application, repayment methods, company and contact details, Loan24 comparison data and alternative offers.

Information checked 14 August 2026
LoanPlus logo
4.5The rating is determined by the Loan24 editorial team based on publicly available parameters: loan amount, term, interest rate, annual percentage rate, first-loan offer, application speed and ease of use.
AmountRs. 5,000–249,000
Term2–3 months
Rate / APRUp to 260%
Age19–60 years
AvailabilityNationwide
IncomeStable income
ApplicationOnline / mobile app
DocumentsNIC + mobile phone + bank details
Apply NowOfficial website

About LoanPlus

LoanPlus is an online financial service in Sri Lanka operated by AIS IT Consulting Services (Private) Limited. Users can apply online, choose a loan amount, provide identification and phone information and receive an application decision without visiting a physical branch. The service also supports mobile access.

LoanPlus is designed for Sri Lankan residents with a source of income and valid identification. The exact approved amount, repayment period and fees depend on the individual application and the terms shown to the customer before the loan agreement is accepted.

Customers can repay through bank branches or internet banking, and LoanPlus provides account information for checking repayment obligations. Its FAQ also encourages borrowers to review the full repayment amount before accepting an offer and to contact support if repayment difficulties arise.

Requirements and documents

  • Age 19–60 years.
  • Sri Lankan citizenship or residence.
  • Valid NIC and identity verification.
  • Active mobile phone and current contact details.
  • Active bank account for receiving approved funds.
  • Employment or a stable source of income.

How to apply

  1. Choose the loan amount and review the available terms on LoanPlus.
  2. Complete the online application and provide the requested personal and contact information.
  3. Complete identity and phone verification and provide NIC and bank-account details.
  4. Wait for the provider’s decision; if approved, review the final agreement before accepting it.

Example calculation

Example based on published information

LoanPlus publishes an example of Rs. 10,000 for 70 days at 2.2% per day: calculated charges are Rs. 15,400, total repayment is Rs. 25,400 and the published APR is 260%. Your actual amount, fees and repayment terms may differ.

Repayment, extension and late payment

  • LoanPlus publishes repayment through any bank.
  • Pay & Go website, kiosks and POS terminals are also listed as repayment channels.
  • Use the current loan/account reference and provider instructions when paying.
  • If you are considering early repayment or an extension, confirm the amount due with LoanPlus first.

Key features

LoanPlus offers an online application process that can be completed without visiting a physical branch.
The service publishes a broad loan range and states that eligibility assessment focuses on the applicant’s ability to repay.
Repayments can be made through banks or Pay&Go, including the Pay&Go website, kiosks and POS terminals.
LoanPlus publishes loan-cost and repayment information online so applicants can review the main conditions before accepting an agreement.

Things to consider

LoanPlus publishes an APR of 260% in its clear-loan-terms section, so compare the full repayment amount before accepting the agreement.
The approved amount can be lower than the amount requested because the final offer depends on eligibility and the application assessment.
Pay on or before the due date to avoid late fees; LoanPlus states that early repayment is available without a penalty fee.

Company and contact information

Legal entityAIS IT Consulting Services (Private) Limited
Company No.PV00215063
Current contact address344 Galle Road, Colombo 00300
Phone+94 11 44 111 22
Emailinfo@loanplus.lk
HoursMon–Sat, 8:00am–5:00pm
Official websiteVisit official website
QUESTIONS & ANSWERS

Frequently asked questions about LoanPlus

LoanPlus terms currently state that financial services are provided to Sri Lankan citizens aged 19 or older.
Yes. The official site promotes a LoanPlus mobile application as well as web access.
LoanPlus may request identity, contact, bank-account, salary or other financial information to assess the application.
LoanPlus publishes bank payments and Pay & Go website, kiosk and POS options.
No. Loan24 compares public offer information. LoanPlus and the relevant lending party determine approved amounts, final pricing and agreement terms.
Note: Loan terms and provider information may change. Always rely on the final agreement presented by the online lender before accepting a loan.
COMPARE ALTERNATIVES

Other loan offers in Sri Lanka

Review other providers before choosing an offer.

View all online lenders
Fino logo
FinoOnline lender
OnCredit logo
OnCreditOnline lender
CashX logo
CashXOnline lender
Responsible borrowing: Borrow only what you can afford to repay. Check the final amount, fees, APR or other pricing, repayment dates and late-payment consequences in the agreement before accepting any loan.

Important information

Loan24.lk is a loan comparison and advertising referral website. We are not a lender and do not issue loans, make credit decisions or collect repayments.

We may receive compensation from some lenders or commercial partners, which may affect how and where offers are displayed. We do not compare every lender or loan available in Sri Lanka.

Rates, fees, eligibility requirements and other terms may change. Always verify the latest terms directly with the lender before applying. Loan approval is not guaranteed.